:root{--navy:#152b3a;--blue:#2f6385;--cyan:#64c7d1;--mint:#a8d9cf;--cream:#f4f1ea;--ink:#17212a;--white:#fff;--line:#d9e1e4}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"DM Sans",sans-serif;line-height:1.6;background:#fff}.shell{width:min(1180px,calc(100% - 40px));margin:auto}.topbar{text-align:center;background:var(--navy);color:#dbe9ee;padding:7px 20px;font-size:12px;letter-spacing:.04em}.header{height:96px;display:flex;align-items:center;justify-content:space-between}.logo{width:190px;display:block}.header-actions{display:flex;align-items:center;gap:22px}.open{font-size:12px;color:#67747c}.phone{text-decoration:none;color:var(--navy);display:flex;flex-direction:column;line-height:1.25}.phone span{font-size:11px;text-transform:uppercase;letter-spacing:.09em}.phone strong{font-size:18px}.button{display:inline-flex;justify-content:center;align-items:center;gap:16px;border:0;border-radius:4px;background:var(--blue);color:#fff!important;text-decoration:none;padding:15px 24px;font-weight:700;cursor:pointer}.button:hover{background:var(--navy)}.small{padding:12px 17px;font-size:14px}.hero{background:linear-gradient(180deg,#f3f7f7 0,#f3f7f7 78%,#fff 78%);padding:70px 0 0}.hero-heading{text-align:center;max-width:850px}.eyebrow{color:var(--blue);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.16em}.hero h1,.section h2,.final-cta h2{font-family:"Playfair Display",serif;line-height:1.08;color:var(--navy);margin:13px 0 20px}.hero h1{font-size:clamp(40px,5.2vw,68px)}em{font-style:italic;color:var(--blue)}.hero-heading>p{max-width:680px;margin:0 auto 38px;font-size:18px;color:#51616b}.hero-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:28px;align-items:center}.hero-image{height:570px;position:relative;overflow:hidden;border-radius:5px}.hero-image>img{width:100%;height:100%;object-fit:cover}.image-note{position:absolute;left:24px;bottom:24px;background:rgba(21,43,58,.92);color:#fff;padding:16px 20px;border-left:4px solid var(--cyan);display:flex;flex-direction:column}.image-note strong{font-family:"Playfair Display",serif;font-size:25px}.image-note span{font-size:12px}.lead-form{background:#fff;padding:32px;box-shadow:0 18px 55px rgba(18,43,57,.17);border-top:5px solid var(--cyan);border-radius:5px;position:relative;z-index:2}.form-kicker{color:var(--blue);font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase}.lead-form h2{font-family:"Playfair Display",serif;color:var(--navy);font-size:29px;margin:7px 0}.lead-form>p{font-size:13px;color:#64727a;margin:0 0 18px}.lead-form label{font-size:12px;font-weight:700;color:#354651;display:block;margin:10px 0}.lead-form input,.lead-form select{width:100%;margin-top:5px;border:1px solid #cbd6da;border-radius:3px;padding:12px;font:inherit;font-size:14px;background:#fff}.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}.consent{display:flex!important;gap:9px;align-items:flex-start;font-weight:400!important}.consent input{width:16px;margin-top:4px}.submit{width:100%;margin-top:4px}.lead-form small{display:block;text-align:center;color:#77838a;margin-top:10px}.success{display:none;margin-top:12px;background:#e6f4ef;color:#215c4c;padding:10px;font-size:13px}.trust-strip{margin-top:45px;border-block:1px solid var(--line)}.trust-items{display:flex;justify-content:space-between;gap:20px;padding:18px 0;color:#42545f;font-size:13px}.section{padding-top:110px;padding-bottom:110px}.intro{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:start}.section h2{font-size:clamp(34px,4vw,50px)}.lead{font-size:20px;color:#344955}.text-link,.cards a{color:var(--blue);font-weight:700;text-decoration:none}.services{background:var(--cream)}.section-title{text-align:center;max-width:700px;margin:0 auto 50px}.section-title h2{margin-bottom:12px}.section-title p{color:#61717a}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.cards article{background:#fff;padding:30px 25px;border-bottom:4px solid transparent;transition:.2s}.cards article:hover{transform:translateY(-4px);border-color:var(--cyan)}.cards article>span{color:var(--cyan);font-weight:700}.cards h3{font-family:"Playfair Display",serif;color:var(--navy);font-size:23px}.cards p{font-size:14px;color:#586871}.cards a{font-size:13px}.adviser{display:grid;grid-template-columns:.85fr 1.15fr;gap:85px;align-items:center}.portrait{height:600px;background:#dbe9e7;overflow:hidden}.portrait img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}.signature{font-family:"Playfair Display",serif;font-size:25px;color:var(--blue);margin:25px 0}.signature small{font-family:"DM Sans";display:block;font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:#61717a}.steps{background:var(--navy);color:#e3ecee}.light h2{color:#fff}.light .eyebrow{color:var(--cyan)}.step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:60px}.step-grid b{display:grid;place-items:center;border:1px solid var(--cyan);color:var(--cyan);width:44px;height:44px;border-radius:50%}.step-grid h3{color:#fff;font-family:"Playfair Display";font-size:24px}.step-grid p{color:#b8c6cc}.faq{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px}.faq .section-title{text-align:left}.faqs details{border-top:1px solid var(--line);padding:22px 0}.faqs details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;list-style:none;font-weight:700;color:var(--navy);display:flex;justify-content:space-between}summary span{font-size:22px;color:var(--blue)}details p{color:#5d6b72;font-size:14px;max-width:680px}.final-cta{background:var(--cyan);padding:80px 0}.final-cta .shell{display:flex;justify-content:space-between;align-items:center;gap:30px}.final-cta h2{font-size:42px;margin:8px 0}.final-cta .eyebrow{color:var(--navy)}.pale{background:#fff;color:var(--navy)!important}.cta-actions{display:flex;align-items:center;gap:20px}.call{color:var(--navy);text-decoration:none;display:flex;flex-direction:column;font-size:12px}.call strong{font-size:17px}footer{background:#0e202b;color:#b9c5ca;padding:60px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}.footer-grid img{width:180px;filter:brightness(0) invert(1);opacity:.9}.footer-grid strong{color:#fff;display:block;margin-bottom:10px}.footer-grid a{display:block;color:#b9c5ca;text-decoration:none}.footer-grid p{margin:0}.legal{border-top:1px solid #31434d;margin-top:45px;padding-top:25px;font-size:11px;line-height:1.7}.copyright{font-size:11px;margin-top:20px;display:flex;justify-content:space-between}.mobile-call{display:none}
@media(max-width:900px){.open{display:none}.hero-grid,.intro,.adviser,.faq{grid-template-columns:1fr}.hero-image{height:420px}.lead-form{max-width:620px;margin:-70px auto 0}.trust-items{flex-wrap:wrap;justify-content:center}.cards{grid-template-columns:1fr 1fr}.intro,.adviser{gap:45px}.portrait{height:480px}.footer-grid{grid-template-columns:1fr 1fr}.faq .section-title{text-align:center}.final-cta .shell{flex-direction:column;text-align:center}}
@media(max-width:620px){body{padding-bottom:54px}.topbar,.header-actions .button,.header-actions .phone span{display:none}.header{height:75px}.logo{width:155px}.phone strong{font-size:15px}.hero{padding-top:45px}.hero-heading{text-align:left}.hero h1{font-size:39px}.hero-heading>p{font-size:16px}.hero-grid{width:100%}.hero-image{height:340px;border-radius:0}.image-note{left:18px;bottom:18px}.lead-form{margin:-35px 18px 0;padding:25px 20px}.two,.cards,.step-grid,.footer-grid{grid-template-columns:1fr}.section{padding-top:75px;padding-bottom:75px}.intro{gap:25px}.cards{gap:12px}.adviser{width:100%;gap:35px}.adviser>div:last-child{padding:0 20px}.portrait{height:430px}.step-grid{gap:25px}.final-cta{padding:60px 0}.final-cta h2{font-size:35px}.cta-actions{flex-direction:column}.copyright{flex-direction:column;gap:6px}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--blue);color:#fff;text-align:center;text-decoration:none;font-weight:700;padding:14px;z-index:20}}